Working After Pension Age


When you reach pension age (sixty for a woman and sixty-five for a man), you cannot simply claim your pension.

First, you must retire. That normally means that you must earn less than £79 a week, or work fewer than twelve hours a week, or work only occasionally.

However, the DWP may regard you as retired if your work is what they call 'not inconsistent with retirement'. These rules about retiring apply for only five years after pension age, until you reach sixty-five if you are a woman or seventy if you are a man.

After that you can claim your pension whatever you do.

Inland revenue published a nice piece on "working on" at

A married woman who has no entitlement to a pension on her own contributions cannot get her married woman's pension on her husband's contributions until he retires and claims his pension. This rule applies whatever her age.

So a woman married to a younger man can face a very long wait for a pension.

For more information on - Earnings Rules

or Fees And Occasional Work

Earnings Rules

/retirement/pensions/income/earnings-rules.php... see: Earnings Rules