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Credit Cards

Where from? Various sources: through banks, building societies, motoring organisations, finance houses, and so on.

How they work With traditional cards, such as the original Visa and Access cards, you have a pre-arranged credit limit and can borrow any amounts up to that limit. You borrow by using your card to pay for goods and services, or to withdraw cash from a cash machine or bank branch. You pay interest on the outstanding balance, and you must pay off a minimum amount each month - usually five per cent of what you owe or £10 if greater - though you can choose to pay more. There's... see: Credit Cards

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